Your Profit Authority

Your Profit Authority Your Profit Authority Your Profit Authority

Your Profit Authority

Your Profit Authority Your Profit Authority Your Profit Authority
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Inquire here for financial restructuring

Inquire here for financial restructuring

There is hope, we can help!

What We Do

All About You

 Your business’s profitability and cash flow are the focus of our business. We only help companies that have been turned away by lenders. We identify what those lenders could have seen that made them uncomfortable and then we fix those items. 


These might include: Missed bank payments, Tax liabilities, liens or levies, Losses, Low FICO scores, Missed bank covenants such as Debt Service Coverage limits, Excessive and slow accounts payables 


Our ultimate goal for our clients is to get them financed today, fix those problems and then ultimately get them back into a long-term bank relationship so they can grow their business.

The Technical Stuff

  We are licensed in the following: Business valuation, databases which banks also use to decline or approve loans, commercial loan originator and we have even created our proprietary analysis software. Additionally, we have developed many techniques and methods used to correct seemingly impossible problems with suppliers, taxing authorities, as well as reducing or eliminating debt that is preventing you from ever digging out of the hole you may find your company in. We also know how to position our clients to protect their assets such as their home equity, retirement accounts, savings for their children’s education, and more. Many of these techniques were developed internally and cannot be found elsewhere.

Our Expertise

 We are a group comprised of financial analysts, and cash flow experts that know what it takes to make any business profitable and cash flow. We do this by comparing your business to others in the same industry, location and size. We create a budget with realistic goals, which result in appropriate profit and cash flow. We have successfully done this for more than 2,500 businesses, in the vast majority of industries, and for more than 48 years.

Your Profit Authority

Our Experience

 YPA is a licensed alternative commercial finance firm for businesses that may not be bankable for any number of reasons. 

 For more than 45 years we have specialized in securing and maintaining financing to grow your business. With more than 2,500 success stories (and counting!), we understand the challenges facing small businesses, and what it takes to grow. 


Our Approach

 Our core strength is rapid financial restructuring and profit enhancement.Investor Direct Funding combines required financing with a unique and proven “Exit Strategy,” so the client does not get trapped in high interest rates. We restore profit and cash flow through several products we offer to get them back into a bankable position, where they can enjoy profits for years to come. 

Why Us?

 Of nearly 28 million small businesses in the U.S., 80% will fail within 15 years.  The vast majority fail because they lack necessary financial understanding of their business.  When the entrepreneur finds themselves in financial trouble, they usually try to borrow money to survive.  Almost always they are turned down because the lenders can see all the warning signs. 

Let us help you get back to a profitable business and work out the kinks!

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