Financing the Impossible

Creative Financing Built for Real Businesses

Traditional banks turn down solid businesses every day, not because the company isn’t viable, but because it doesn’t fit in their box. We provide creative financing for businesses facing financial challenges, offering business support for those with real revenue and real obstacles. Whether it's restructuring existing debt or fueling new growth, we can help you avoid business bankruptcy and the need for a new loan altogether. If financing is the best option, we arrange single-digit interest loans so you don’t get stuck with the crushing rates offered by other lenders.

Before exploring financing options, it helps to understand how your business is currently viewed by financial institutions. Our Business Health Index (BHI) is a free and quick, 12-question assessment designed to evaluate your business through the same lens lenders use. It provides a clear picture of where you stand today, what may be impacting your access to capital, and which types of financing may realistically be available to you. From there, we can help you determine the most practical path forward.

Take the Business Health Index here.

Selling Your Business

When No One Else Will Buy - Your Profit Authority Can Help

In some situations, restructuring alone isn’t the right answer. When a business is facing mounting debt, declining cash flow, or time-sensitive pressure, a sale may be the most practical path forward. In those cases, we work alongside our sister company, Investor Direct Funding (IDF), a direct buyer of businesses with revenues between $2M and $10M, including companies that traditional buyers and lenders often avoid. IDF specializes in acquiring businesses with operational or financial challenges and can provide a clear, defined purchase process , including pricing transparency and a guaranteed sale structure, allowing owners to exit with certainty rather than navigating a prolonged or uncertain market. When selling is the right move, we ensure a seamless transition from evaluation to execution. Visit our IDF site to learn more - https://investordirectfunding.com/

Person using a calculator and laptop with documents on a desk.

Frequently Asked Questions

How is your financing different from a bank loan?

Banks use rigid approval criteria that don’t fit most real-world businesses. We use creative financing strategies to design terms around your situation. That often means avoiding the need for a new loan entirely, or if financing is needed, securing single-digit interest loans instead of the high-interest options offered by many lenders.

What size businesses do you work with?

We typically work with companies generating $1 million–$30 million in annual revenue that have been operating for at least a year. If you’ve been turned down for a loan but know your business has value, you’re exactly who we’re built to help.

What can financing be used for?

Our financing solutions can be applied to paying down existing debt, stabilizing cash flow, restructuring operations, or fueling expansion. Whether you’re trying to avoid high-interest loans, need breathing room, or want to invest in growth, our creative financing options are built to give you the best path forward.

What are your acquisition requirements?

Unlike every other acquirer of businesses, we do not have many specific requirements for acquisition. We consider all industries and businesses of all sizes, but annual sales must be $1,000,000 or greater, and the business must be located in the Continental U.S.A. No EBITDA minimums required and tax liens, judgments, and lawsuits are accepted.

What is EBITDA and why does it matter so much?

EBITDA is a measurement of a company's overall financial health that private equity and investors use to determine how "safe" an investment is for them. If your business shows a weak EBITDA you are less likely to complete a sale. Your Profit Authority takes a different approach in acquiring businesses that does not necessarily require EBITDA.

My business is considering bankruptcy, will you still acquire it?

Most likely! Bankruptcy is almost never the answer. Even worse it could leave you and your assets vulnerable. Your Profit Authority can help protect your personal assets and find an exit for your business that can save jobs!

Financing the Impossible

Creative Financing Built for Real Businesses

Selling Your Business

When No One Else Will Buy - Your Profit Authority Can Help

Frequently Asked Questions

This website uses cookies.